Posts

Showing posts from 2015

Bella Naija's post: Borrowership 101

In Principle of Finance class, I was taught that the sources of funding include; family and friends (F&F), grants, financial institutions etc. Apart from F&F, other sources might require the borrower to meet certain criteria. (Read up the 5 Cs of credit if you are getting funds from a financial institution.) A couple of weeks ago, I decided to clean-up my internet banking by deleting beneficiaries I did not foresee future transactions with. As I cleaned it up, I realized about 3 or 4 people who promised to payback funds borrowed by month end did not fulfil their promise – 2 out of these people never mentioned anything about the money till date. Click here to continue reading   Edited by AOB

24days

 “Asake, I dread my daughter coming home today, I am going to get all sort of mood from her and it wasn’t my fault. How do I explain it to her that the ATM did not dispense but my account was debited? You see, I bought her siblings books last week but most of hers were not in store, she ran home yesterday excited about her textbook being available and I promised to get it today. This morning after they left home, I decided to withdraw money from the ATM and it didn’t dispense, I walked into the banking hall and I was told it would be reversed in 5 working days.  Before you ask neither my husband nor I have spare money to buy her books; we usually stick to a budget when it comes to their education.  This is school resumption time; everything is tight, no spare money in circulation as most of my friends also have kids in school” Bose said. My name is Asake –Okin and I am cashless. Yes, I am one of those who are cashless to the core as I depend on cash in card 98.5% of the time.

Change: Not another political post

“Sade, Sade, Sade” my dad called out. Before I could answer he was already in my room. “Your University is in this country so I cannot say you are jetlagged, why are you not dressed for church?” my dad asked “Daddy, I have attended church service already” I said “Haba Sade, a well brought up Christian child should not tell lies, your car is still parked in front of mine oh, I forgot you landed your jet on the roof abi” my Dad said sarcastically. I laughed and responded “I attended church online” “Really, I told your mother allowing you to go to that Christian University might result in a change of your denomination. My daughter, show some respect, when you are home, attend our church, when you are back in your University, attend your church; thank God you are graduating this year” my dad said Asake, before I could respond, he stormed out of my room screaming Mama Sade, come and hear what your daughter said. I was expecting my mom in my room soon after, but they zoomed out

Extra Mile

One Friday afternoon, while waiting for my brother to get off work, I decided to have a late lunch at the Fast-food restaurant opposite his office.  After waiting for an hour (I can’t complain, they allowed me to drive his car for weeks), I was on my way to the ladies when I noticed a young couple exercising with their lips, they were passionately engaged that they did not notice passersby and onlookers like me. 30minutes later, the love birds left the restaurant, the girl got into a cab for which the guy brought out his wallet and paid for. Barely 5 minutes later, he waved down a bike and zoomed away. I left the restaurant shortly after this, on getting to the bus-stop at the end of the long street; I saw him trekking then he got into a public bus known as Danfo.   This event brought back memories, memories of my secondary school days when a boy will buy 1 Pie and 1 Yogurt for a girl then buy himself 1 Puff-Puff 1 Zobo. Can you remember any story of where you had to give it a

Inconveniencing my convenience

“Haba!, Asake, why do we do this? I am not a diva but I am #Teamwindowseat and only a matter of life or death can make me switch seats. Sometimes last year, I took a 16hours flight and 10 minutes into it, the lady sitting next to me in the middle seat asked if I could swap seats with her husband who was also sitting in the middle seat but on the next row. Sadly, I turned down her request. I felt bad throughout the flight that I separated a couple as the lady was constantly turning back. Asake, I have changed flight before because there was no window seat available. Window seats are my comfort zone” KB narrated. Just like KB, I am also #Teamwindowseat. Several weeks ago, I had the opportunity of flying and on getting to my window seat, it was already occupied. A man with his kids were sitting on my row and upon informing him his daughter was sitting on my seat, he told me to speak with the airhostess who informed me he gave my seat out then pointed to a middle seat with no apol

A bold step?

Today’s marriages sometimes seem like for better for stay, for worse for go, till sex, cash and battering do you apart. Every 7days, you are constantly reminded that your relationship status is unmarried. Another weekend is around the corner; don’t get overwhelmed with the HML updates. Sometimes, I feel like I am the only unmarried person around. Asake, when are you getting married? Is there a new Bobo? Asake, why are you hiding him? Asake, you better lower that your standards. The pressure to settle down has been immense and trust mother to keep including it in her prayer points. “I want to settle down after University” Lucy told her boyfriend but he asked her to give him 5years when he would have raised enough money for their wedding ceremony and for starting a family. His target is $70,000 but he currently earns approximately $1000 per month in Nigerian Naira. Haba how persin go dey plan for $70,000 wedding when e no fit even afford car. “Asake, I love this girl, she i

2015

Another calendar year just went by, it is possible you experienced some ups and downs; take the lessons and move on with life. For lots of people, a new year gives an opportunity to start on a clean sheet; it is not about starting over again, it is about improving your life. I learnt something last year, about goal setting, write down all the roles you play in life and try as much as possible to put in goals that will have an impact on those roles. Example of roles I play – a daughter, a sister, an aunt, an employee, a best friend,   a blogger and an amateur photographer-   it is difficult to set goals for all the roles you play so pick   3 or 4 most important ones and work on it per quarter or biannually. Goals do not have to be rocket science- it can be as simple as “improve communication with my spouse” by spending at least 10 minutes a day listening to him speak about his day (cheeky abi ) 2015 is an election year in Nigeria, for those who will be participating, remember to do